cat insurance Top Tips to reduce your cat insurance premiums
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Top Tips to reduce your cat insurance premiums



When accidents, injuries or illness arise, Animal Friends Pet Insurance can assist with the expenses resulting from these unfortunate happenings. Although not compulsory, cat insurance offers guaranteed peace of mind that your feline will receive sufficient care should any of these situations occur. While cat insurance can cover bills that can potentially add up to thousands of pounds, keeping the insurance premiums to as little as possible is important for many kitty owners. Factors such as your catís age, your location and any pre-existing medical conditions can contribute to the steady increase of insurance premiums. However, there are some measures that can be taken to keep this expense to a minimum:


Get pet insurance as soon as possible

It is best to take out insurance as soon as you purchase your cat, as the older he gets the more expensive it will be to do so. In addition, if he is too old you may struggle to find insurance for him altogether.


Keep your catís weight at an optimum level

A well-exercised cat with a good diet is in a better position to fend off illness or injury, compared to an obese kitty. As a result, insurance premiums tend to be lower for healthy cats.


Keep your feline indoors

Keeping your feline indoors will mean they are less likely to get into dangerous situations in which they could be harmed, and your insurer will adjust your premiums accordingly.


Give a cat a home

Rather than buying a pedigree cat, why not give a friend in need a home by adopting a cat from a shelter. As well as doing a good deed, you will also benefit from lower insurance premiums.


Keep medical costs down

Some policies have an Ďexcessí, which is the amount of money you are expected to pay in the event of a claim before the insurance kicks in. The higher the excess, the lower your premiums will generally be. On the other hand, you might end up paying more in the long-run in the event of a claim if you take out a policy with a higher excess. This really is a judgement call however you can keep costs down by using low-cost veterinary clinics for basic medical treatments such as shots.



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Last updated on 11 July, 2017